Choosing the right dividend tracker can mean the difference between a well-managed portfolio and missed opportunities. In 2026, three tools dominate the space: DividendPro, Simply Safe Dividends, and TrackYourDividends.
We'll compare all three honestly — including where our competitors do well — so you can pick the right tool for your needs.
Quick Comparison Table
| Feature | DividendPro | Simply Safe Dividends | TrackYourDividends |
|---|
| Free plan | ✅ Forever free (10 stocks) | ❌ 14-day trial only | ✅ Limited free tier |
| Starting price | $7/mo (Pro) | $29/mo | $9.99/mo |
| Premium price | $12/mo | $29/mo (one tier) | $19.99/mo |
| Stock limit (free) | 10 stocks | N/A | 5 stocks |
| Stock limit (paid) | 50 (Pro) / Unlimited (Premium) | Unlimited | 100 / Unlimited |
| DRIP Calculator | ✅ Free | ❌ | ❌ |
| Yield on Cost Tracking | ✅ | ✅ | ✅ |
| Dividend Safety Scores | ✅ | ✅ (industry-leading) | ❌ |
| AI-Powered Analysis | ✅ (Premium) | ❌ | ❌ |
| Dividend Screener | ✅ | ✅ | Limited |
| Income Forecasting | ✅ | ✅ | ✅ |
| Ex-Dividend Calendar | ✅ | ✅ | ✅ |
| Brokerage Linking Required | ❌ No | ❌ No | Optional |
| Aristocrats List | ✅ Free (interactive) | ✅ | ❌ |
| Calculator Tools | 5 free calculators | ❌ | ❌ |
| Mobile Friendly | ✅ PWA | ❌ Desktop focused | ✅ App |
| Cloud Sync | ✅ (Pro+) | ✅ | ✅ |
| Blog/Education | ✅ | ✅ (excellent) | Limited |
Pricing Breakdown
DividendPro
| Plan | Price | Key Features |
|---|
| Free | $0/forever | 10 stocks, DRIP calculator, Aristocrats list, yield tracker |
| Pro | $7/mo | 50 stocks, full analytics, cloud sync, dividend screener |
| Premium | $12/mo | Unlimited stocks, AI assistant, API access, safety scores |
Annual pricing: Save 20% by paying yearly.
Simply Safe Dividends
| Plan | Price | Key Features |
|---|
| Trial | Free 14 days | Full access |
| Monthly | $29/mo | Unlimited stocks, safety scores, screener, research reports |
Annual pricing: ~$199/year ($16.58/mo equivalent).
TrackYourDividends
| Plan | Price | Key Features |
|---|
| Free | $0 | 5 stocks, basic tracking |
| Basic | $9.99/mo | 100 stocks, full tracking |
| Premium | $19.99/mo | Unlimited, advanced features |
Where Each Tool Wins
DividendPro Wins On:
Value for money. At $12/mo for unlimited everything (including AI analysis), DividendPro costs less than half of Simply Safe Dividends. The free tier alone includes tools that competitors charge for — DRIP calculator, yield on cost calculator, dividend yield calculator, income calculator, and a full interactive Aristocrats list.
Free calculator tools. No other platform offers five free dividend calculators with no signup required. These tools alone make DividendPro worth bookmarking.
AI-powered analysis. DividendPro Premium includes an AI assistant that analyzes your portfolio, suggests rebalancing, and flags risks. Neither competitor offers this.
Privacy. No brokerage linking required. You control your data completely.
Simply Safe Dividends Wins On:
Dividend safety research. Their safety score system is the most established in the industry. If your #1 priority is deep fundamental safety analysis, SSD has years of track record. They provide detailed research reports explaining exactly why a stock's dividend is safe or at risk.
Educational content. Their blog and research library is extensive. SSD caters to serious dividend investors who want Wall Street-level research in plain English.
Established reputation. Simply Safe Dividends has been around longer and has a larger user community. If you value a proven track record, SSD has earned it.
TrackYourDividends Wins On:
Brokerage integration. TTYD can connect to your brokerage account for automatic portfolio syncing. If you hate manual data entry, this is convenient.
Mobile app. They offer a native mobile experience that some users prefer over web-based tools.
Feature Deep-Dive
Dividend Safety Scores
| Aspect | DividendPro | Simply Safe Dividends |
|---|
| Safety scoring | ✅ A-F grades | ✅ 0-100 scores |
| Cut prediction | ✅ AI-powered | ❌ Manual research |
| Coverage | 1,000+ stocks | 1,000+ stocks |
| Historical accuracy | Building track record | Established track record |
| Included in | Premium ($12/mo) | Standard ($29/mo) |
Simply Safe Dividends pioneered dividend safety scoring and has a proven methodology. DividendPro's AI-powered approach is newer but adds predictive cut analysis that SSD doesn't offer.
Portfolio Tracking
All three tools let you track your dividend portfolio, but the experience differs:
DividendPro focuses on a clean dashboard with income visualization, sector breakdown, and yield-on-cost tracking. The income smoother feature shows how evenly your dividends are distributed across months.
Simply Safe Dividends emphasizes fundamental analysis alongside tracking. Every stock in your portfolio gets a detailed safety report with payout ratio trends, earnings analysis, and sector comparisons.
TrackYourDividends is the most straightforward tracker. It does the basics well — income tracking, payment calendars, portfolio summary — without the deep analysis layer.
Free Tools Comparison
| Free Tool | DividendPro | SSD | TTYD |
|---|
| DRIP Calculator | ✅ | ❌ | ❌ |
| Dividend Yield Calculator | ✅ | ❌ | ❌ |
| Yield on Cost Calculator | ✅ | ❌ | ❌ |
| Dividend Income Calculator | ✅ | ❌ | ❌ |
| Dividend Aristocrats List | ✅ (interactive) | ❌ | ❌ |
| Blog content | ✅ | ✅ | Limited |
DividendPro is the only platform offering free, no-signup calculator tools. These are available at dividendpro.io/calculators.
Who Should Choose What?
Choose DividendPro If You:
- Want a free tier that's actually useful (not just a trial)
- Value AI-powered analysis and cut prediction
- Want 5 free calculators without signing up
- Are budget-conscious ($12/mo vs $29/mo for comparable features)
- Prefer privacy (no brokerage linking)
- Want mobile-friendly access from any device
- Are building a portfolio and want tools to plan and project growth
→ Start Free with DividendPro
Choose Simply Safe Dividends If You:
- Want the most established safety scoring system
- Prioritize in-depth research reports for every stock
- Don't mind paying $29/mo for premium research
- Want an established community with years of track record
- Focus exclusively on safety-first dividend investing
Choose TrackYourDividends If You:
- Want brokerage integration for automatic syncing
- Prefer a native mobile app
- Need simple tracking without deep analysis
- Want a middle-ground price at $9.99-$19.99/mo
The Bottom Line
There's no single "best" dividend tracker — it depends on your priorities:
- Best value: DividendPro ($0-$12/mo with AI, calculators, and unlimited stocks)
- Best safety research: Simply Safe Dividends ($29/mo with proven methodology)
- Best for simplicity: TrackYourDividends ($9.99-$19.99/mo with brokerage sync)
If you're not sure, start with DividendPro's free tier. You get 10 stocks, all five calculators, and the full Aristocrats list — no credit card required. If you outgrow it, Pro at $7/mo or Premium at $12/mo unlock everything.
→ Try DividendPro Free — No Credit Card Required
Related Resources:
- DividendPro Pricing — See all plan features and pricing
- Getting Started with DividendPro — Quick setup guide
- Free Dividend Calculators — DRIP, YOC, income, yield & Aristocrats tools
- DRIP Calculator — Project your compounding growth
- Yield on Cost Calculator — Track your true returns
- Dividend Aristocrats List 2026 — Interactive list with filters
